Virginia ranked fourth in VA home loans in 2025 with 31,940 loans issued, totalling $14.7 billion, according to figures provided by the Veterans Affairs Home Loans Index.
This represents 7.1% of all VA home loans nationwide.
By comparison, 2024 saw 24,919 loans in Virginia, totaling $10.9 billion, also ranking fourth nationally.
The VA assists service members, veterans and eligible surviving spouses to achieve homeownership through loans provided by banks and mortgage companies.
A portion of the loan is guaranteed by the VA, which allows the lender to provide better rates.
Several VA housing programs can help eligible individuals buy, build, or repair their homes. These include Purchase Loans, Interest Rate Reduction Refinance Loans (IRRRL), and Adapted Housing Grants, which are designed for veterans with service-connected disabilities.
The following table shows the ranking of states by the total value of VA home loans issued in 2025.
| Rank | State | Number of Loans | Total VA Home Loan Value |
|---|---|---|---|
| 1 | Texas | 54,990 | $20,931,768,768 |
| 2 | Florida | 46,206 | $18,381,591,866 |
| 3 | California | 26,657 | $16,220,780,364 |
| 4 | Virginia | 31,940 | $14,701,952,212 |
| 5 | North Carolina | 33,429 | $11,572,223,828 |
| 6 | Georgia | 27,653 | $9,780,575,410 |
| 7 | Washington | 14,201 | $7,332,992,975 |
| 8 | Colorado | 14,389 | $7,244,290,150 |
| 9 | Arizona | 16,871 | $7,037,012,031 |
| 10 | Tennessee | 17,763 | $6,603,943,956 |
| 11 | South Carolina | 18,061 | $6,385,960,398 |
| 12 | Maryland | 12,488 | $6,208,918,078 |
| 13 | Ohio | 16,082 | $4,718,528,970 |
| 14 | Alabama | 14,288 | $4,668,564,231 |
| 15 | Nevada | 7,803 | $3,576,129,599 |
| 16 | Illinois | 11,229 | $3,558,723,568 |
| 17 | Missouri | 11,635 | $3,502,770,662 |
| 18 | Pennsylvania | 10,893 | $3,480,557,731 |
| 19 | Indiana | 10,609 | $3,083,336,782 |
| 20 | Michigan | 10,498 | $3,071,124,902 |
| 21 | Oklahoma | 9,463 | $2,768,236,565 |
| 22 | Oregon | 5,797 | $2,531,927,857 |
| 23 | New Jersey | 5,127 | $2,337,795,584 |
| 24 | Kentucky | 7,600 | $2,270,145,575 |
| 25 | Utah | 4,388 | $2,221,968,125 |
| 26 | Wisconsin | 6,592 | $2,123,297,343 |
| 27 | Minnesota | 5,902 | $2,077,510,779 |
| 28 | Hawaii | 2,651 | $1,950,404,081 |
| 29 | New York | 5,302 | $1,907,399,237 |
| 30 | Idaho | 4,275 | $1,894,701,727 |
| 31 | Louisiana | 6,348 | $1,834,184,408 |
| 32 | Massachusetts | 3,487 | $1,819,746,557 |
| 33 | Arkansas | 6,348 | $1,810,094,698 |
| 34 | Mississippi | 5,635 | $1,624,555,644 |
| 35 | New Mexico | 4,650 | $1,611,919,034 |
| 36 | Kansas | 5,318 | $1,555,049,042 |
| 37 | Nebraska | 3,556 | $1,162,784,234 |
| 38 | Alaska | 2,674 | $1,139,488,674 |
| 39 | Iowa | 3,834 | $1,087,238,166 |
| 40 | Montana | 2,432 | $1,051,795,923 |
| 41 | Connecticut | 2,488 | $990,338,637 |
| 42 | New Hampshire | 1,872 | $855,061,777 |
| 43 | West Virginia | 2,822 | $840,667,155 |
| 44 | Maine | 2,217 | $776,001,283 |
| 45 | Delaware | 2,004 | $769,282,508 |
| 46 | Wyoming | 1,746 | $661,877,489 |
| 47 | South Dakota | 1,649 | $589,804,741 |
| 48 | Rhode Island | 974 | $465,225,866 |
| 49 | North Dakota | 1,334 | $423,937,848 |
| 50 | Vermont | 574 | $209,762,430 |
Information in this article was obtained from the U.S. Department of Veterans Affairs (VA). The source data can be found here.
