The average VA home loan amount in Virginia during the first quarter of the fiscal year 2026 was $476,215, a 2.3% increase over the previous quarter, according to the Veterans Affairs Home Loans Index.
Virginia’s average VA loan amount during the fourth quarter of the fiscal year 2025 was $465,727.
The VA assists service members, veterans and eligible surviving spouses to achieve homeownership through loans provided by banks and mortgage companies.
A portion of the loan is guaranteed by the VA, which allows the lender to provide better rates.
Several VA housing programs can help eligible individuals buy, build, or repair their homes. These include Purchase Loans, Interest Rate Reduction Refinance Loans (IRRRL), and Adapted Housing Grants, which are designed for veterans with service-connected disabilities.
Information in this article was obtained from the Veterans Affairs Home Loans Index. The source data can be found here.
